Save more with auto insurance discounts

As a State Farm® customer, you may be eligible for one or more of the many types of car insurance discounts and savings we offer. You could save money for being a safe driver, student, or a family with multiple household vehicles. Discounts vary by state.

What are State Farm safe driver discounts and savings?

If you maintain an accident-free driving record or make efforts to educate yourself on how to become a better driver, State Farm may reward you.

Drive Safe & Save®

You get an initial discount just for enrolling, and from there, you could save up to 30%1 based on how you drive.

Learn more about Drive Safe & Save

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Steer Clear® program

If you're a new driver or under 25 years of age, you may qualify for our Steer Clear program. You could save while learning to become a better, safer driver.

Learn more about Steer Clear

Bundle and save2

Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance in addition to vehicle insurance.

Learn more about bundling

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Accident-free and good driving savings

If you maintain an accident-free driving record, you could see additional savings.

Defensive driving course discount

Depending on where you live, taking a driver safety course may help you get car insurance discounts. Ask a local State Farm agent for a list of qualifying courses and requirements.

Good driver discount

New State Farm Mutual customers receive this discount when they've gone 3 years or more without moving violations or at-fault accidents.

Hidden auto insurance discounts

You may qualify for discounts that you don’t realize, whether it could be paying in full, good student, student away from home, loyalty, or low mileage. Check with your agent to find out if you do.

What safe vehicle discounts does State Farm offer?

Have a newer car with the latest safety features? State Farm offers discounts to reward you.

Vehicle safety savings

Additional savings are available depending on the safety features of your car’s make and model, including driver assist technology.

Passive restraint discount

For vehicles equipped with a factory-installed air bag or other passive restraint system, you can receive a discount up to 40% on medical-related coverage.

Anti-theft discount

You're eligible if your vehicle has an alarm or some other approved anti-theft device.

Discounts for teens

New drivers and teens can save with State Farm teen driver discounts.

Good Student Discount

Save up to 25% if your teen driver gets good grades. The savings may last until your teen turns 25. Ask a State Farm agent for requirement details.

Driver Training Discount

Qualify for a discount if all the operators of your vehicle under the age of 21 complete an approved driver education course.

Student Away at School Discount

Learn if you can save if one of the operators of a covered vehicle is a student under the age of 25 who moves away to school and only uses the car while at home during school vacations and holidays.

See all discounts available in your state

State Farm helps you save money on your car insurance with a variety of discounts and savings.

Frequently asked questions about vehicle discounts

The State Farm Good Student Discount can save you up to 25% on your auto insurance when a full-time high school or college student on your policy maintains a 3.0+ GPA, is ranked in the top 20% of their class, or is named to the Dean's List/Honor Roll in a given semester.

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

Get a local agent who gets you

There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.

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Simple Insights®

Looking for help protecting your vehicle? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.

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Helpful car insurance tips for college students

1 Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

2 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third party products or the content of any third party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third party sites. State Farm does not warrant the merchantability, fitness, or quality of the third party products referenced in this material.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX